Separate accounts
Both plans
Keep Personal, Business, and other financial contexts separate. Switch between them without mixing their totals.
Features and limits
Track for free. Pay for more room and planning.
Manual records and complete export stay free. Premium adds higher limits, monthly budgets, forecasts, investment performance, and email reminders.
Free and Premium
€0 / forever or €4.99 / month, inclusive of applicable consumer taxes. No annual plan or trial.
| Capability | Free | Premium |
|---|---|---|
| Accounts | 2 | 20 |
| Balance items per account | 5 | 20 |
| Scheduled Activity | 5 items, manual confirmation | Unlimited items, fixed automatic posting |
| Manual records | Unlimited | Unlimited |
| Complete versioned export | Included | Included |
Balance items include assets and liabilities. Each account stays separate; Rinalance does not combine their totals.
See where money stands
One selected financial context at a time, without a combined total.
Assets and liabilities
Both plans
Track cash, bank balances, cards, investments, receivables, and liabilities in the account they belong to.
Fifteen currencies
Both plans
Keep original amounts in EUR, USD, GBP, CHF, JPY, CAD, AUD, PLN, CZK, HUF, RON, SEK, DKK, NOK, or ISK. Current positions use the latest known rate; historical reports use captured rates.
Debts and repayments
Both plans
Track money you owe and money owed to you. Linked repayments update the paying balance and the debt or receivable.
Investment value
Both plans
Include current investment values in net position while keeping them separate from liquid money.
Record and review
Keep the activity behind each balance, then look back at what changed.
Manual activity
Both plans
Record income, expenses, transfers, and refunds. Opening balances and adjustments explain how a balance began or changed.
Charts
Both plans
Review balance history and spending inside the selected account.
Statistics
Both plans
Compare income and expenses by period and see where recorded spending went.
Complete export
Both plans
Download a versioned JSON archive of your data with convenience CSV files.
Plan what comes next
Known commitments stay separate from completed records. Premium adds deeper planning.
Scheduled Activity
Both plans
Track subscriptions, recurring income and expenses, and planned repayments. Free confirms items manually; Premium can post fixed items automatically.
Monthly budgets
Premium
Set a category limit for a chosen month and review progress. Budgets do not roll over or send alerts.
Cash-flow forecasts
Premium
Compare committed schedules with an expected outcome that also estimates everyday spending.
Reminders
Both plans
In-app reminders cover due activity. Premium can send email reminders after you opt in.
Custom categories
Premium
Add your own categories with Lucide icons beyond the built-in choices.
Investment performance
Premium
See account-level contributions, withdrawals, valuation changes, gain or loss, and annualized return when enough history exists.
Useful extras
Installable web app
Add Rinalance to your home screen in supported browsers. An internet connection is still required for your data.
Open your browser menu or address bar and choose Install app or Add to Home screen.
Subscription cost calculator
Compare monthly, quarterly, and yearly costs without an account. It runs in your browser.
Open calculatorSee a workflow that fits yours.
Each example starts with the same manual-first product and shows how its tools work together.
Privacy-focused expense tracker
Track spending without handing over a bank login. You enter what you choose, export it whenever you want, and can delete the account and its data.
Learn more about Privacy-focused expense trackerMulti-currency personal finance tracker
Track balances in fifteen currencies, including every EU currency, inside one selected account. Each balance item keeps its own currency, with current positions shown in the account's reporting currency.
Learn more about Multi-currency personal finance trackerPersonal finance tracker for freelancers
Keep freelance income in its own financial context, separate from household money, and plan against it when the amount changes every month.
Learn more about Personal finance tracker for freelancersRecurring expense tracker for subscriptions
Track subscriptions, recurring bills, and income in one schedule, see what falls due in the next seven days, and confirm variable amounts before they post.
Learn more about Recurring expense tracker for subscriptionsStart with one account.
Create a free account, add a balance, and record what changes. Upgrade when you need higher limits or Premium planning.