All features

Everything you need to take control of your finances.

Start free and upgrade when you need more.

Free

$0 forever

  • 2 accounts
  • 3 assets per account
  • 5 subscriptions
  • Unlimited records
  • Charts & statistics

Premium

$4.99/month

  • 20 accounts
  • 20 assets per account
  • Unlimited subscriptions
  • Budgets, custom categories, cash-flow forecast
  • Email reminders, export & priority support

Free features

FREE

(up to 2 accounts)

Account Management

Organize your finances by creating accounts for different purposes. Keep your personal finances separate from business, or track multiple financial contexts in one place.

  • Create accounts for different financial purposes
  • Quickly switch active account from the sidebar selector
  • Remembers your last selected account on this device
  • View total balance across all accounts
  • Quick access to account summaries
  • Color-coded account identification

FREE

(up to 3 per account)

Asset Tracking

Add assets inside each account to track specific financial sources. Whether it's your checking account, savings, or credit card - keep everything organized.

  • Track bank accounts, cash, and cards
  • Individual balance tracking per asset
  • Drag and drop assets to reorder your account list
  • Quick asset-level transaction view
  • Dedicated transfer flow between assets

FREE

Transaction Records

Log income, expenses, and internal asset transfers with detailed records. Categorize transactions, add descriptions, and maintain a complete history of your financial activity.

  • Unlimited income and expense records
  • Linked transfer records between assets
  • Pre-built expense categories
  • Add descriptions and notes
  • Date-based transaction tracking

FREE

Visual Charts

See your financial trends at a glance with interactive charts. Track how your total balance, individual accounts, and assets change over time.

  • Total balance trend over time
  • Selected account trend charts
  • Asset-level trend analysis
  • Category spending breakdown pie chart

FREE

Dark Theme

Choose light or dark mode based on your preference and keep your visual settings synced to your account.

  • Light and dark mode support
  • Theme preference saved to your account
  • Quick theme toggle from the authenticated header
  • Consistent look across authenticated pages
  • Readable finance dashboards at night

FREE

Installable Mobile App

Save Rinalance to your phone home screen for faster access and a cleaner app-like launch experience in supported browsers.

  • Browser-native install options on supported browsers
  • Home screen launch for quick budgeting and tracking
  • In-app iOS Add to Home Screen guidance
  • Install guidance available from Settings
  • No app store required
  • Internet connection required for app data

Open your browser menu or address bar and choose Install app or Add to Home screen.

FREE

Free Subscription Cost Calculator

Compare monthly, quarterly, and yearly subscription prices on one monthly and annual basis before creating an account.

  • No account required
  • Runs locally in your browser
  • Monthly and annual recurring-cost estimates
  • Supports USD, EUR, GBP, CHF, JPY, CAD, and AUD display

FREE

Statistics & Insights

Get a comprehensive overview of your financial health with detailed statistics. Understand your spending patterns and track gains and losses.

  • Monthly income vs expense overview
  • Gain/loss summary for any period
  • Category-wise spending breakdown
  • Account-by-account performance

FREE

Multi-Currency Support

Work with multiple currencies seamlessly. Rinalance supports major world currencies with automatic conversion to your preferred display currency.

  • Support for EUR, USD, GBP, CHF, JPY, CAD, AUD
  • Automatic currency conversion
  • Set your preferred display currency
  • Choose US or European number formatting
  • Locale-aware money input and display across the app
  • Real-time exchange rates

FREE

Investment Tracking

Tag your assets as investments to track stocks, bonds, crypto, or other investment types separately from your regular accounts.

  • Mark assets as stocks, bonds, or crypto
  • Custom investment type labels
  • Separate investment performance tracking
  • Investment-focused views and filters

FREE

(up to 5 subscriptions)

Subscription Tracking

Never forget a recurring payment again. Track your subscriptions with due dates and amounts to stay on top of your recurring expenses.

  • Track recurring subscription payments
  • Set billing cycle (monthly, yearly, etc.)
  • View upcoming payment dates
  • Calculate total subscription costs

FREE

Debt Tracking

Track money owed to you and money you owe, with due dates, partial repayments, and clear outstanding balances for each account.

  • Track receivable and payable debts
  • Record and correct partial repayments
  • See overdue and settled debts
  • Compare multi-currency outstanding totals

Premium features

PREMIUM

Expanded Limits

Remove all restrictions and scale your financial tracking. Manage more accounts, assets, and subscriptions to handle complex financial situations.

  • 20 accounts (up from 2)
  • 20 assets per account (up from 3)
  • Unlimited subscription tracking
  • No feature restrictions

PREMIUM

Monthly Budgets

Set spending limits for each category and track your progress throughout the month. Get alerts when you're approaching or exceeding your budget.

  • Set budgets per expense category
  • Visual progress tracking
  • Overspend alerts and warnings
  • Monthly budget reset

PREMIUM

Cash-Flow Forecast

Project your liquid balance 30, 60, or 90 days ahead using known schedules and an optional estimate based on recent everyday spending.

  • Forward-looking daily balance projection
  • Scheduled income and expense timeline
  • 90-day historical spending estimate
  • Potential shortfall and duplicate warnings
  • Scheduled-only and combined comparison

PREMIUM

Custom Categories

Create your own expense categories beyond the defaults. Tailor your tracking to match your unique spending habits and reporting needs.

  • Create unlimited custom categories
  • Choose custom category icons
  • Organize categories your way
  • Use in budgets and reports

FREE

Data Export

Download all your financial data as a ZIP of CSV files. Perfect for tax preparation, external analysis, or simply keeping a backup of your records.

  • Export all records to CSV
  • Export account and asset data
  • Export subscription data
  • Export debts and repayment history
  • Full data portability

PREMIUM

Email Reminders

Receive email notifications before subscription payments are due. Choose to be reminded 1, 3, or 7 days in advance.

  • Configurable reminder timing
  • Email notifications for due dates
  • Never miss a payment
  • Reduce late fees and surprises

PREMIUM

Priority Support

Get faster response times and dedicated support for any questions or issues. Your feedback helps shape the future of Rinalance.

  • Priority email support
  • Faster response times
  • Direct feedback channel
  • Early access to new features

Start with the finance workflow you want to improve.

Each use case walks through the same product from a different angle, so you can see how the pieces fit your routine.

Ready to get started?

Start free today and experience the clarity of organized finances. Upgrade to Premium when you need more power.