Free calculator
Subscription cost calculator
Convert monthly, quarterly, and yearly subscription prices into one estimated monthly and annual total.
Free resources
Useful personal finance tools, before you create an account.
Start with a practical money question, use the calculator locally in your browser, or follow a step-by-step guide when you want a more deliberate tracking and savings routine.
Available resources
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Practical guide
How to audit your subscriptions
Review recurring charges, compare annual costs, and decide which subscriptions still earn a place in your budget.
Practical guide
How to track expenses consistently
Build a simple expense-tracking routine for recording transactions, using categories, checking balances, and reviewing spending.
Educational guide
How to build an emergency fund
Estimate essential expenses, choose a personal savings target, build contributions into your routine, and know when to use the fund.
Move from one audit to ongoing tracking.
Rinalance keeps subscriptions beside accounts, records, budgets, and statistics when a one-time calculation becomes a recurring habit.