What counts as an asset
Cash, bank balances, prepaid and debit card balances, investments, and money someone owes you. A credit limit is not an asset, and available credit is not money you own.
Free browser-based tool
Multi-currency net worth calculator
Hold money in more than one currency? Add every balance in the currency it is actually held in, subtract what you owe, and read one total in whichever currency you think in. No account required.
What you hold
Add balances in any currency
What counts as a liability
Outstanding credit card balances, loans, mortgages, overdrafts, and money you owe someone. Enter the amount outstanding, not the monthly payment.
How conversion works
Each amount is converted from its own currency using the latest published rate, not the rate on the day the money arrived. That is right for understanding where you stand today, and wrong for any dated historical report.
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